Instant Payouts to Debit Card 🔥

Wyre now allows platforms to payout to either a debit or ATM card within the USA.



We're slow-releasing this product to a few partners in Q4 2020 with a full public release in Q2 2021. If you're interested, please fill out this form :)

Wyre now allows platforms to payout to either a debit or ATM card within the USA. This payout method is valuable for companies whose customers are looking for an instant settlement.

With Debit Card Payouts, you can immediately send funds to a connected account’s debit card. You can request Debit Card Payouts 24/7, including weekends and holidays, and funds typically appear in the associated bank account within 30 minutes.

Visa, MasterCard, and Discover networks are all supported.

Wyre charges a 1.5% fee for all Instant Payouts to Debit Cards.

Supported settlement currencies

Right now, the following countries are supported for Debit Card Payouts:


Countries Active


United States

Pushing Instant Payouts to Debit Cards

Instant Debit Card Payouts follow Wyre's Payment Method and Transfer methodology.

You will first need to create your "Debit Card" payment method and then create a Transfer to payout funds to it. You'll need the following fields to create the Instant Payout Debit Card payment method:

    "country": "US",
    "currency": "USD",
    "beneficiaryType": "INDIVIDUAL",
    "beneficiaryAddress": "112 Brannan St",
    "beneficiaryCity": "San Francisco",
    "beneficiaryState": "CA",
    "beneficiaryPostal": "94108",
    "beneficiaryPhoneNumber": "+14102239203",
    "paymentType" : "DEBIT_CARD",
    "fullName": "Satoshi Nakamoto",
        "nickname" : "My Visa Card",   
        "accountNumber" : "XXXXXXXXXXXXXXXX",       
    "expirationDate": "YYYY-MM-DD",",
    "chargeablePM": "true"

When using debit cards as a payout destination, the following restrictions apply:

  • Must be a non-prepaid U.S. Visa, Mastercard, or Discover
  • Limited to $250.00 (USD) per payout on Instant Payouts per day, per card

Reach out to us if you have any more questions.

(rev. 11/2019)