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Payment Network Error Codes

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Payment Provider ISO 8583 Error Codes

The following table contains all the processor ISO 8583 error codes returned by the Wyre API in the Wallet Order paymentNetworkErrorCode.

ISO_8583_00Approved or completed successfully
ISO_8583_01Refer to card issuer
ISO_8583_02Refer to card issuers special conditions
ISO_8583_03Invalid merchant OR Invalid merchant or service provider
ISO_8583_04Pick-up
ISO_8583_05Do not honor
ISO_8583_06General error
ISO_8583_07Pick-up card, special conditions
ISO_8583_08Honor with identification
ISO_8583_09Request in progress
ISO_8583_10Approved for partial amount
ISO_8583_11Approved (VIP)
ISO_8583_12Invalid transaction
ISO_8583_13Invalid amount
ISO_8583_14Invalid card number (no such number)
ISO_8583_15No such issuer
ISO_8583_16Approved, update track 3
ISO_8583_17Customer cancellation, reversal (unsupported)
ISO_8583_18Customer dispute, chargeback (future)
ISO_8583_19Re-enter transaction
ISO_8583_20Invalid response
ISO_8583_21No action taken, reversal (unsupported)
ISO_8583_22Suspected malfunction, reversal (unsupported)
ISO_8583_23Unacceptable transaction fee
ISO_8583_24File update not supported by receiver
ISO_8583_25Unable to locate record on file
ISO_8583_26Duplicate file update record, no action
ISO_8583_27File update field edit error
ISO_8583_28File update record locked out
ISO_8583_29File update not successful, contact acquirer
ISO_8583_30Format error (may also be a reversal)
ISO_8583_31Bank not supported by switch
ISO_8583_32Completed partially, reversal (unsupported)
ISO_8583_33Expired card, pick-up
ISO_8583_34Suspected fraud, pick-up
ISO_8583_35Card acceptor contact acquirer, pick-up
ISO_8583_36Restricted card, pick-up
ISO_8583_37Card acceptor call acquirer security, pick-up
ISO_8583_38Allowable PIN tries exceeded, pick-up
ISO_8583_39No credit account
ISO_8583_40Requested function not supported
ISO_8583_41Lost card, pick-up
ISO_8583_42No universal account
ISO_8583_43Stolen card, pick-up
ISO_8583_44No investment account
ISO_8583_45Reserved for ISO use
ISO_8583_46Reserved for ISO use
ISO_8583_47Reserved for ISO use
ISO_8583_48Reserved for ISO use
ISO_8583_49Reserved for ISO use
ISO_8583_50Reserved for ISO use
ISO_8583_51Insufficient funds
ISO_8583_52No checking account
ISO_8583_53No savings account
ISO_8583_54Expired card
ISO_8583_55Incorrect PIN
ISO_8583_56No card record
ISO_8583_57Transaction not permitted to cardholder
ISO_8583_58Transaction not permitted to terminal (may also be a chargeback)
ISO_8583_59Suspected fraud
ISO_8583_60Card acceptor contact acquirer
ISO_8583_61Exceeds withdrawal amount limit
ISO_8583_62Restricted card
ISO_8583_63Security violation (may also be a chargeback)
ISO_8583_64Original amount incorrect, reversal (unsupported)
ISO_8583_65Exceeds withdrawal frequency limit
ISO_8583_66Card acceptor call acquirer security
ISO_8583_67Hard capture, pick-up
ISO_8583_68Transaction processing timeout
ISO_8583_69Reserved for ISO
ISO_8583_70Contact Card Issuer
ISO_8583_71PIN Not Changed
ISO_8583_72Reserved for ISO
ISO_8583_73Reserved for ISO
ISO_8583_74Reserved for ISO
ISO_8583_75Allowable number of PIN tries exceeded
ISO_8583_76Key synchronization error (FIS)
ISO_8583_77Reserved for private use
ISO_8583_78Customer not eligible for POS (Star SM )
ISO_8583_79Invalid digital signature
ISO_8583_80Stale dated transaction (Star SM )
ISO_8583_81Issuer requested standin
ISO_8583_82Count exceeds limit (VISANet)
ISO_8583_83Reserved for private use
ISO_8583_84Time limit for pre-authorization reached (VISANet)
ISO_8583_85Issuer has no reason to decline the transaction (Account Verification)
ISO_8583_86Cannot verify PIN (VISANet)
ISO_8583_87Check already posted
ISO_8583_88Information not on file
ISO_8583_89Card verification value (CVV) verification failed (no pickup)
ISO_8583_90Cutoff is in progress
ISO_8583_91Issuer or switch is inoperative
ISO_8583_92Financial institution or intermediate network unknown for routing
ISO_8583_93Transaction cannot be completed, violation of law
ISO_8583_94Duplication transaction
ISO_8583_95Reconcile error
ISO_8583_96System malfunction
ISO_8583_97Reserved for national use
ISO_8583_98Reserved for national use
ISO_8583_99Card network fault error
ISO_8583_E1Invalid or unsupported SEC
ISO_8583_E2AVS data required
ISO_8583_E3CVV2 data required
ISO_8583_E4Service not allowed. Transaction not permitted to cardholder.
ISO_8583_E5Service not allowed. Transaction not permitted to cardholder.
ISO_8583_E6Issuer country is blocked
ISO_8583_E7Incorrect MAC was sent
ISO_8583_E8Standard Entry Class requirements were not met
ISO_8583_E9System time out
ISO_8583_EAAccount length error
ISO_8583_EBCheck digit error
ISO_8583_ECCID format error
ISO_8583_EDAuthorization is too old to capture
ISO_8583_EECard product code is blocked Card product code is blocked
ISO_8583_EFAttempt to process a BRIC transaction on a prior PIN based transaction
ISO_8583_EGCyberSource Time Out Connection to CyberSource timed out
ISO_8583_EHCARD_ENT_METH supplied is not valid or required additional data not provided as defined
ISO_8583_EICARD_ID is not valid
ISO_8583_EJRequired PIN block not present
ISO_8583_EKBin is not valid for pinless routing
ISO_8583_ELSignature store did not complete
ISO_8583_EMDebit PIN transactions must be swiped
ISO_8583_ENDB proxy response was not processed within the time out period
ISO_8583_EOTransaction was declined by merchant due to mismatch of CVV2 data
ISO_8583_EPTransaction not allowed as per a validation rule
ISO_8583_EQThere were no available gateway nodes to route transaction
ISO_8583_N0Authorization life cycle unacceptable
ISO_8583_N1Authorization life cycle expired
ISO_8583_N2Non-receipt of requested item (future)
ISO_8583_N3Non-receipt of requested item, illegible copy (future)
ISO_8583_N4Transaction exceeds floor limit (future)
ISO_8583_N5Declined authorization (future)
ISO_8583_N6Non-matching account numbers (future)
ISO_8583_N7Error in addition (future)
ISO_8583_N8Altered amount (future)
ISO_8583_N9Incorrect account number (future)
ISO_8583_P0Missing signature (future)
ISO_8583_P1Slip without card imprint (future)
ISO_8583_P2Imprinting of multiple slips (future)
ISO_8583_P3Canceled pre-authorization transaction (future)
ISO_8583_P4Delinquent settlement (future)
ISO_8583_P5Currency conversion error (future)
ISO_8583_P6Credit posted as a debit (sale) (future)
ISO_8583_P7Claim or defense (future)
ISO_8583_P8Non-receipt of goods (future)
ISO_8583_P9Defective merchandise (future)
ISO_8583_Q1Card authentication failed
ISO_8583_R0Fraudulent transaction prior to embossed valid date (future)
ISO_8583_R1Credit not received (future)
ISO_8583_R2Allowable PAN entries warning -- approved
ISO_8583_R3Approved with overdraft protection
ISO_8583_R4Bad CVV3
ISO_8583_S0Check not acceptable for cash
ISO_8583_S1Check not acceptable
ISO_8583_S2Check deposit limit exceeded
ISO_8583_S3Cash back limit exceeded
ISO_8583_S4Check amount does not match courtesy amount
ISO_8583_S5PIN not selected
ISO_8583_S6PIN already selected
ISO_8583_S7Unmatched voucher information
ISO_8583_S8Allowable PAN entries exceeded -- denial
ISO_8583_S9Expiration date mismatch
ISO_8583_SAInactive card
ISO_8583_SBExpiration date mismatch (card pickup)
ISO_8583_SCItem suspected for stop pay
ISO_8583_SDAccount closed
ISO_8583_SEIneligible account
ISO_8583_SFItem submitted more than two times
ISO_8583_SGNo account on file - absolute
ISO_8583_SHUnable to locate
ISO_8583_SIGeneral denial
ISO_8583_SJItem settled via ACH
ISO_8583_SKCross-reference card not found
ISO_8583_SLCategory limit exceeded
ISO_8583_SMTransaction limit exceeded
ISO_8583_SNDaily limit exceeded
ISO_8583_SOMonthly limit exceeded
ISO_8583_SPInvalid secret code
ISO_8583_SQPIN key sync error
ISO_8583_SRBad CVV2
ISO_8583_SSStop payment order
ISO_8583_STRevocation of authorization order
ISO_8583_SVStop reccurring payments
ISO_8583_T3Lost card (no pickup)
ISO_8583_T4Closed account
ISO_8583_T5Dormant account
ISO_8583_T6Special conditions (no pick-up)
ISO_8583_T7Purchase only approval for purchase with cash back transaction.
ISO_8583_T9Insufficient funds for fees
ISO_8583_TAARQC validation failed for chip card
ISO_8583_TBUnsafe PIN
ISO_8583_397Surcharge amount not permitted on Visa
ISO_8583_398Surcharge not supported
ISO_8583_442Acquirer Institution Identification Code in the request message is not registered at CAFIS
ISO_8583_443CAFIS System Error. Try again
ISO_8583_444The acquirer system is busy. Try again
ISO_8583_445Acquirer system error. Try again
ISO_8583_446The acquirer system has closed. Try again
ISO_8583_447CAFIS System Error. Try again
ISO_8583_448Illegal encoding format. Try again
ISO_8583_449CAFIS System Error. Try again
ISO_8583_450CAFIS System Error. Try again
ISO_8583_451Advice message already received
ISO_8583_452CAFIS detected a timeout when it sent the message to the acquirer. Try again
ISO_8583_453CAFIS System Error. Try again
ISO_8583_454CAFIS System Error. Try again
ISO_8583_455CAFIS System Error. Try again
ISO_8583_456CAFIS System Error. Try again
ISO_8583_457CAFIS System Error. Try again
ISO_8583_458The acquirer does not support the service
ISO_8583_459CAFIS System Error. Try again
ISO_8583_460CAFIS System Error. Try again
ISO_8583_577The card is unusable.
ISO_8583_578The transaction is pending.
ISO_8583_579PIN is incorrect
ISO_8583_580Security Code is incorrect
ISO_8583_581Security Code is not set
ISO_8583_582JIS2 stripe information is invalid
ISO_8583_583The card is maxed out for the day. (insufficient funds)
ISO_8583_584The amount exceeds the limit for the day. (insufficient funds)
ISO_8583_586The card is invalid. (MOD 10 check failed)
ISO_8583_587The card is invalid (lost/stolen).
ISO_8583_588The card is invalid. (MOD 10 check failed)
ISO_8583_589Message element 'Primary Account Number' value is invalid (MOD 10 check failed)
ISO_8583_590Message element 'Merchant Type' value is invalid
ISO_8583_591Message element 'Transaction Amount' value is invalid
ISO_8583_592Message element 'Tax and Postage' value is invalid
ISO_8583_593Bonus Count value is invalid
ISO_8583_594Bonus Month value is invalid
ISO_8583_595Bonus Amount value is invalid
ISO_8583_596First Payment Month value is invalid
ISO_8583_597Instalment Count value is invalid
ISO_8583_598Instalment Amount value is invalid
ISO_8583_599First Payment Amount value is invalid
ISO_8583_600Message elements 'Service Code', 'Business Code' and 'Message Code' value is invalid
ISO_8583_601Message element 'Payment Division' value is invalid
ISO_8583_602Message element 'Inquiry Division' value is invalid
ISO_8583_603Message element 'Cancel Division' value is invalid
ISO_8583_604Message element 'Original Payment Division' value is invalid
ISO_8583_605The card is expired.
ISO_8583_606The card is not applicable to the service.
ISO_8583_607The acquirer service is completed.
ISO_8583_608The invalid card (lost/stolen) has an error.
ISO_8583_609The request message cannot be processed for some reason.
ISO_8583_610The request message for which a transaction is not supported is received
ISO_8583_611The request message from a centre which has not made the contact.
ISO_8583_622Message element 'Service Code' setting error
ISO_8583_623Message element 'Business Code' setting error
ISO_8583_624Message element 'Message Code' setting error
ISO_8583_625Message element 'Processor Code' setting error
ISO_8583_626Message element 'Merchant Code' setting error
ISO_8583_627Message element 'Transaction Identifier' setting error
ISO_8583_628Message element 'Processor Transaction Date-Time' setting error
ISO_8583_629Message element 'Card Acceptor Terminal Identification' setting error
ISO_8583_630Message element 'Encryption Method Code' setting error
ISO_8583_631Message element 'Key Encryption Key Index in Use' setting error
ISO_8583_632Message element 'Processor Authentication Key Index' setting error
ISO_8583_633Message element 'Message Encryption Key' setting error
ISO_8583_634Message element 'Message Authentication Code' setting error
ISO_8583_635Message element 'Acquirer Institution Identification Code' setting error
ISO_8583_636Message element 'Primary Account Number' setting error
ISO_8583_637Message element 'Expiration Date' setting error
ISO_8583_638Message element 'Track-2 Data' setting error
ISO_8583_639Message element 'PIN Data' setting error
ISO_8583_640Message element 'Merchant Type' setting error
ISO_8583_641Message element 'Transaction Amount' setting error
ISO_8583_642Message element 'Tax and Postage' setting error
ISO_8583_643Message element 'Point of Service Data Code' setting error
ISO_8583_644Message element 'Payment Division' setting error
ISO_8583_645Message element 'Cancel Division' setting error
ISO_8583_646Message element 'Original Terminal Processing Serial Number' setting error
ISO_8583_647Message element 'Original Payment Division' setting error
ISO_8583_658Message element 'Original Processor Transaction Date-Time' setting error
ISO_8583_659Message element 'Original Transaction Identifier' setting error
ISO_8583_660Message element 'Free Field' setting error
ISO_8583_661Message element 'Terminal Processing Serial Number' setting error
ISO_8583_662Message element 'Security Code' setting error
ISO_8583_663Message element 'Electronic Commerce Indicator' setting error
ISO_8583_664Message element 'XID' setting error
ISO_8583_665Message element 'Accountholder Authentication Value' setting error
ISO_8583_666Message element 'Transaction Status' setting error
ISO_8583_667Message element 'Message Version Number' setting error
ISO_8583_668Message element 'CAVV Algorithm' setting error
ISO_8583_669Message element 'Recurring Flag' setting error
ISO_8583_670Element Block (e.g. 'General Transaction Info' setting error)
ISO_8583_671Combination of message elements 'Service Code' and 'Message Code' setting is incorrect
ISO_8583_672Message element 'Processor Authentication Key Index' setting error
ISO_8583_673There is more than one original transaction to reverse. Unable to reverse the transaction
ISO_8583_674Combination of message elements 'Processor Code' and 'Merchant Code' setting is incorrect
ISO_8583_675Global GEAR System Error. Try Again.
ISO_8583_676Global GEAR System Error. Transaction result is unclear.
ISO_8583_677Global GEAR System Error. Transaction result is unclear.
ISO_8583_678Global GEAR System Error. Try Again.
ISO_8583_679Global GEAR System Error. Transaction result is unclear.
ISO_8583_680Global GEAR System Error. Transaction result is unclear.
ISO_8583_681Global GEAR System Error. Try Again.
ISO_8583_682Global GEAR System Error. Transaction result is unclear.
ISO_8583_683Global GEAR System Error. Transaction result is unclear.
ISO_8583_694Global GEAR System Error. Transaction result is unclear.
ISO_8583_695Global GEAR System Error. Transaction result is unclear.
ISO_8583_696Global GEAR System Error. Transaction result is unclear.
ISO_8583_697Global GEAR System Error. Transaction result is unclear.
ISO_8583_698Global GEAR System Error. Transaction result is unclear.
ISO_8583_699Global GEAR System Error. Transaction result is unclear.
ISO_8583_700Global GEAR System Error. Transaction result is unclear.
ISO_8583_701Global GEAR System Error. Transaction result is unclear.
ISO_8583_702Global GEAR System Error. Transaction result is unclear.
ISO_8583_703Global GEAR System Error. Try Again.
ISO_8583_704Global GEAR System Error. Transaction result is unclear.
ISO_8583_705Global GEAR System Error. Try Again.
ISO_8583_828Unable to authorise
ISO_8583_831Cash service not available
ISO_8583_832Cash back request exceeds issuer limit
ISO_8583_833Resubmitted transaction over max days limit
ISO_8583_835Decline CVV2 failure
ISO_8583_836Transaction amount greater than preauthorised
ISO_8583_902Invalid biller information
ISO_8583_905Unable to authorise
ISO_8583_906Unable to authorise
ISO_8583_937Card Authentication failed
ISO_8583_972Stop Payment Order
ISO_8583_973Revocation of Authorization Order
ISO_8583_975Revocation of All Authorizations Order
ISO_8583_1044Approval, keep first check
ISO_8583_1045Check OK, no conversion
ISO_8583_1046Invalid RTTN
ISO_8583_1047Amount greater than limit
ISO_8583_1048Unpaid items, failed NEG
ISO_8583_1049Duplicate check number
ISO_8583_1050MICR error
ISO_8583_1051Too many checks
ISO_8583_1198Forward to issuer
ISO_8583_1201Forward to issuer
ISO_8583_1263Unable to authorise
ISO_8583_1295Unknown error

Updated over 3 years ago