These docs are for v3. Click to read the latest docs for v4.

ACH In Checkout

Wyre Partners have the option of adding ACH as a purchase option in Wyre Checkout. If interested, please contact [email protected] to enable this feature.

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There are two steps that must be completed in order for ACH Transfers to be initiated. The user will need to go through Wyre's hosted KYC flow and connect a bank account through Plaid.

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Hosted KYC

In order to make purchases via ACH, users will need to go through Wyre's KYC onboarding.
KYC requirements include:

  • An image upload (front & back) of an ID card or driver's license
  • Personal details including Name, Address, Date of Birth, Email, Phone Number, and Social Security Number
  • A selfie
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KYC approval typically takes 3-4 minutes but can take up to 10 minutes in a few cases. Once the user has been verified they can link their bank account through Plaid.

Linking Bank Account

To link a bank account through Plaid, select a bank, enter login credentials to the bank, and enter a verification code sent to your phone number via sms or sent via email.

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Transfer Details

Transfers will take up to 3-5 business days with a limit of $25,000 per week. Transfers to non-stable coins will be honored at the exchange rate at the time of initiation.